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For SaleDetached · BungalowMLS® #E14151934 · TRREB MLS®

45 Centre St, Clarington, Ontario

Bowmanville, Clarington, Ontario L1C 2Y2

Bedrooms
2+1
Lot Size
83.19 x 146.71 ft
Bathrooms
2
Type
Detached
Basement
Finished

$599,900

Estimated market value

About 45 Centre St

45 Centre St is a 2+1-bedroom, 2-bathroom detached house in Bowmanville, Clarington, listed for sale at an asking price of $599,900 (MLS® E14151934).

Tucked away in the heart of historic Bowmanville, this picturesque 2 +1 Bedroom bungalow offers complete privacy on a secluded , approximately 1/4 acre lot while keeping you just steps from all the conveniences of town. Surrounded by mature trees, you'll feel like you're at the cottage as you relax to the peaceful sounds of nature from one of two decks. Step inside to an oversized, welcoming foyer with tile flooring. The bright kitchen features stainless steel appliances, a tile backsplash, plenty of cupboard space, tile floors, and a window over the sink with tranquil views of the yard. The separate dining room offers laminate flooring and elegant French doors, creating the perfect space for family dinners or entertaining. The inviting living room also features laminate flooring and a walk-out to the deck, seamlessly blending indoor and outdoor living. The main floor offers two generous bedrooms, while the finished basement provides valuable additional living space with a spacious rec room featuring a large above-grade window, a third bedroom, and an abundance of storage. Enjoy the rare combination of total seclusion and unbeatable convenience. Stroll into downtown Bowmanville to explore local shops, restaurants, cafes, banks, grocery stores, and more. Commuters will appreciate the easy access to Highway 401, making travel simple while still coming home to your own private retreat. This is a unique opportunity to enjoy peaceful, country like living in the middle of historic Bowmanville. Right of way entrance to your own private driveway and ample parking.

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Near break-even
    54out of 100

    −$190/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 8 detached homes with 3 bedrooms for lease in Bowmanville right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$4,542 / 2026
MLS® number
E14151934
Board
TRREB MLS®
Property Type
Detached
Days on market
Size
1100-1500 sqft
Lot Size
83.19 x 146.71 ft
Listed on
Parking
None, 6 Parking
Listing brokerage: REAL BROKER ONTARIO LTD.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 45 Centre St, Clarington, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$599,900N/AFor SaleE14151934

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Domin Kurian for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
Bungalow
Community
Bowmanville
Municipality
Clarington

Building

Size
1100-1500 sqft
Construction
Vinyl Siding

Inside

Bedrooms
2+1
Bathrooms
2
Bathroom Details
1 × 4pc Main, 1 × 2pc Main
Basement Type
Finished
Kitchens
1

Parking

Driveway
Rt-Of-Way, Private
Garage Type
None
Additional Parking
6
Total Parking
6

Utilities

Water
Municipal
Cooling
None
Heating Type
Forced Air

Land

Sewer
Septic
Frontage
83.19 ft
Depth
146.71 ft
Lot Size
83.19 x 146.71 ft

Additional

Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
No
Family room
No
Extras
Existing fridge, stove, over the range microwave, dishwasher, washer (2024), dryer, 3 x sheds, floating shelf in second bdrm, fire chimnea in yard, umbrella on east deck, floating shelves in ensuite, freezer in basement, mudroom closet, armoire in each main floor bedroom, cabinet behind toilet in ensuite, workbench in grey shed, workbenches in basement, shelf in foyer, HWT

Rooms

RoomSizeFeaturesLevel
Kitchen2.97 × 3.15 mTile Floor, Backsplash, PantryMain
Dining3.4 × 3.93 mLaminate, French DoorsMain
Living3.38 × 3.98 mLaminate, W/O To DeckMain
Primary3.55 × 4.91 mLaminate, 2 Pc EnsuiteMain
2nd Br3.52 × 3.63 mLaminateMain
3rd Br3.07 × 3.26 mLaminate, Pot Lights, Above Grade WindowBsmt
Rec3.3 × 6.23 mLaminate, Above Grade WindowBsmt

Map and tour

Detached homes for sale in Bowmanville right now

For sale now
131
Median asking price
$800K

Middle half: $700K to $995K

New in 7 days
25

70 in 28 days

Price cuts
11%

15 listings

This home is asking 25% below the median, lower than three quarters of them.

See all homes in Bowmanville

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$8,473
Total land transfer tax
$8,473
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$4,473
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $599,900
$3,998
Ontario total
$8,473

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

12 records · 5 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest rail line: 420 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Elexicon Energy Inc.Wired internet 50/10 Mbps or faster is listed at a household 50 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m250 m

Province of Ontario open data

Planning and building activity1

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address

Province of Ontario open data

Around the home2

  • Nearest rail line: 420 m420 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Elexicon Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Central Public SchoolKawartha Pine Ridge DSBPublic · grades JK–8450 m69%Grade 6 average
Duke of Cambridge Public SchoolKawartha Pine Ridge DSBPublic · grades K–8 · French Immersion500 m84%Grade 6 average
École élémentaire Viola-LégerConseil scolaire ViamondeFrench-language public · grades JK–61.1 km80%Grade 6 average
St. Elizabeth Catholic Elementary SchoolPeterborough Victoria Northum Clarington CDSBCatholic · grades JK–81.5 km67%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Bowmanville High SchoolKawartha Pine Ridge DSBPublic · grades 9–12 · French Immersion400 m45%Grade 9 math
St. Stephen Catholic Secondary SchoolPeterborough Victoria Northum Clarington CDSBCatholic · grades 9–12 · French Immersion1.7 km53%Grade 9 math
Clarington Central Secondary SchoolKawartha Pine Ridge DSBPublic · grades 9–122 km40%Grade 9 math
Clarke High SchoolKawartha Pine Ridge DSBPublic · grades 9–127.3 km36%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Lot

Street frontage
83.19 ft25.4 m
Depth
146.71 ft44.7 m

The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $119,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$119,980
Total mortgage amount
$479,920
Total interest payment
$341,180
Total purchase cost
$941,080
Mortgage payment
$2,737/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

26%

Monthly carrying cost

$3,115
−$190per month
  • Rent $2,925
  • Shortfall $190

Rental income opens at $2,925, the median asking rent of 8 comparable homes for lease in Bowmanville. Type over it with the rent you expect. This is a planning tool, not advice.

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