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For SaleCondo Townhouse · 3-StoreyMLS® #C14180420 · TRREB MLS®

2-78 Lowther Ave, Toronto, Ontario

Annex, Toronto, Ontario M5R 1C8

Bedrooms
3
Bathrooms
4
Type
Condo Townhouse
Basement
Finished

$2,249,000

Estimated market value

About 2-78 Lowther Ave

2-78 Lowther Ave is a 3-bedroom, 4-bathroom condo townhouse in Annex, Toronto, listed for sale at an asking price of $2,249,000 (MLS® C14180420).

Don't Miss this Rare Opportunity to Own a Piece of history... Converted into 3 Condominium Townhouses from the Original 1899 Eaton Family Coach House.Privately nestled in one of Toronto's Premier neighbourhoods, this residence is located on the doorsteps of Yorkville and University of Toronto grounds. Bright and Spacious , this exceptional home features 2685 square feet of Total Living Space on four (4) finished levels that are ideal for entertaining enthusiasts, professionals and those looking for an alternative to downsizing which includes parking for one (1) vehicle. In this townhome you will find an open concept main floor complete with a working wood-burning fireplace, high ceilings and a view to a beautiful South Private Walled Garden perfect for summer dinners al fresco. The well laid out kitchen featuring an large island overlooks the dining area that extends into the inviting, spacious and flexible living room space. The Upper two (2) levels consist of three (3) large bedrooms each with their own Upgraded ensuite bathrooms. The bedrooms are completed with beautiful French Styled Doors opening to a Juliette balcony or an Open large Balcony that provide wonderful natural light throughout. Each bedroom has an envy of closet space and the 2nd floor bedroom closets have custom-made closet organizers. A 2nd floor laundry closet is located on the first upper landing and provides convenience and ease. The Finished Lower Level accommodates a recreation room, a library/den, plus office as well as featuring an additional laundry room with sink (which has the possibility of becoming a bathroom. A large utility room with tons of storage space completes the lower level. While this home can provide an oasis, it remains steps away from urban amenities. An easy walk to Yorkville, the St. George subway stn, upscale shopping, restaurants, grocery stores along Bloor St & Avenue Rd, the U of T, the ROM, parks and neighbouring schools... a few of the nearby city attributes.

Insights

  • Condition Score

    Good
    71out of 100

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    6out of 100

    −$6,479/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 34 homes with 3 bedrooms for lease in Annex right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$11,978 / 2026
MLS® number
C14180420
Board
TRREB MLS®
Property Type
Condo Townhouse
Building Age
100+
Days on market
Size
2000-2249 sqft
Listed on
Parking
None, 1 Parking
Listing brokerage: ROYAL LEPAGE REAL ESTATE SERVICES LTD.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 2-78 Lowther Ave, Toronto, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Dates and closing prices are shown to signed-in members.

Date StartDate EndList PricePriceEventListing ID
Date Start——$2,249,000—For SaleC14180420

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Domin Kurian for a full comparative market analysis.

Property details

Property

Property Type
Condo Townhouse
Style
3-Storey
Community
Annex
Municipality
Toronto

Building

Size
2000-2249 sqft
Building Age
100+
Construction
Brick

Inside

Bedrooms
3
Bathrooms
4
Bathroom Details
1 × 2pc Main, 2 × 4pc 2nd, 1 × 3pc 3rd
Basement Type
Finished
Kitchens
1

Parking

Garage Type
None
Additional Parking
1
Total Parking
1

Utilities

Cooling
Central Air, Wall Unit
Heating Type
Forced Air

Additional

Foundation
Concrete Block
Roof
Asphalt Shingle
Fireplace
Yes
Den
No
Family room
No
Extras
Snow removal, garden maintenance, window washing, and care of the common elements. All Electrical light Fixtures , potlights and wall sconces (Exclude Dining Room Chandelier), All window Drapery Rods and Drapery, Miele B/I Dw, GE Gas Stove w/Oven,Sub-Zero Refrigerator, All Closet Organizers, Stacked White Blombery Washer & Dryer (located in laundry closet on 1st upper landing), 3rd bedroom Mitsubushi Additional Evaporating Electric Unit, In as-is condition Basement Washer& Dryer, Owned Gas Hot Water Tank ( purchase invoice will be provided0Owned Payne 2 stage High -Efficiency Forced Air Gas Furnace, Aprilaire Humidifier, Central Air Conditioning System. Central Vacuum with hoses and cleaning tools (rarely used)
Condo maint.
$820

Rooms

RoomSizeFeaturesLevel
Living4.4 × 5.75 mhardwood floor, Fireplace, W/O To TerraceGround
Dining4.2 × 4.33 mhardwood floor, Open Concept, Pot LightsGround
Kitchen5.0 × 4.1 mCentre Island, Skylight, Tile FloorGround
Powder Rm1.82 × 1.53 m2 Pc Bath, Skylight, Tile FloorGround
Primary3.5 × 4.34 m4 Pc Ensuite, W/W Closet, South View2nd
Bathroom4.0 × 2.68 mSeparate Shower, Double Sink, Tile Floor2nd
2nd Br3.5 × 4.15 m4 Pc Ensuite, Juliette Balcony, Double Closet2nd
Bathroom2.1 × 2.63 m4 Pc Ensuite, Juliette Balcony, Tile Floor2nd
3rd Br4.7 × 5.4 mIrregular Rm, Pot Lights, W/O To Balcony3rd
Bathroom1.9 × 2.44 m3 Pc Ensuite, Separate Shower, Tile Floor3rd
Rec2.38 × 7.42 mCombined W/Office, Pot Lights, Laundry SinkBsmt
Utility2.65 × 3.64 mTile Floor, Accoustic Ceiling, UnfinishedBsmt
Tandem2.35 × 2.5 mIrregular Rm, Concrete Floor, Large ClosetBsmt

Map and tour

Condos for sale in Annex right now

For sale now
5
Median asking price
$2.25M

Middle half: $1.47M to $3.6M

This home is asking at the median.

See all homes in Annex

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Signals around this home

Changing nearby

Changing nearby. 6 open development applications on this home’s street within 800 m.

  • 145 ST GEORGE STSite planOMB Appeal

    Site plan application to facilitate the development of the site for a 96-metre (28-storey) mixed-use building containing 398 dwelling units (including 130 rental replacement units and 12 new affordable units), and a maximum of 150 square metres of non-residential gross floor area.


    140 m away

  • 145 ST GEORGE STPlan of subdivisionUnder Review

    Draft Plan of Subdivision to create 4 stratified development blocks.


    140 m away

  • 262 ST GEORGE STOfficial plan or zoning amendmentOMB Appeal

    Appealed on April 24, 2026.Combined Official Plan & Zoning By-law Amendment for an 18-storey building containing 121 dwelling units, and the adaptive re-use of the heritage listed buildings at 262 and 264 St. George Street.


    370 m away

  • 210 BLOOR ST WSite planUnder Review

    INACTIVE Proposal for a 29-storey mixed-use building with 42 dwelling units and 100 square metres of ground floor retail space.


    380 m away

  • 210 BLOOR ST WCondominiumUnder Review

    *** Draft Plan of Condominium for 42 units.


    380 m away

  • 210 BLOOR ST WSite planOMB Appeal

    May 2026 Update: The site plan applications at 208 Bloor and 210 Bloor have been combined to enable the redevelopment of the site as a 36-storey Private Student Residence (112.58 metres, including the mechanical penthouse).208 Bloor is subject to By-law 778-2024.210 Bloor is subject to By-law 782-2022 (OLT)Variance applications are currently being processed.


    380 m away

City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.

Land transfer tax on this home

Ontario land transfer tax
$42,700
Toronto municipal land transfer tax
$42,700
Total land transfer tax
$85,400
First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
−$8,475
Total for first-time buyers
$76,925
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $2,000,000
$32,000
2.5% from $2,000,000 to $2,249,000
$6,225
Ontario total
$42,700

Toronto’s municipal tax uses the same brackets at this price, so it adds another $42,700.

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Heritage and ravine protection

  • On the Heritage Register — Listed
  • Not in a mapped Heritage Conservation District
  • Not in the mapped ravine protection area

What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.

City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.

Permit history

3 building permits cleared at this address in the City’s file.

  • Building Permit Related(MS)Closed

    HVAC - Proposal for interior alterations to ground floor (West House) of existing 3 unit residential building. Proposal includes removal of 1 dwelling unit and includes reconstruction of a portion of the roof with new skylights.

    Issued August 17, 2011

  • Building Permit Related(PS)Closed

    Plumbing - Proposal for interior alterations to ground floor (West House) of existing 3 unit residential building. Proposal includes removal of 1 dwelling unit and includes reconstruction of a portion of the roof with new skylights.

    Issued August 17, 2011

  • Multiple ProjectsClosed

    Proposal for interior alterations to ground floor (West House) of existing 3 unit residential building. Proposal includes removal of 1 dwelling unit and includes reconstruction of a portion of the roof with new skylights.

    Issued November 12, 2010

City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Huron Street Junior Public SchoolToronto DSBPublic · grades JK–6200 m74%Grade 6 average
Jesse Ketchum Junior and Senior Public SchoolToronto DSBPublic · grades JK–8700 m89%Grade 6 average
St Francis of Assisi Catholic SchoolToronto CDSBCatholic · grades JK–81.9 km80%Grade 6 average
ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–62 km60%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Central Technical SchoolToronto DSBPublic · grades 9–121 km34%Grade 9 math
Loretto College SchoolToronto CDSBCatholic · grades 9–121.1 km40%Grade 9 math
St Joseph's College SchoolToronto CDSBCatholic · grades 9–121.2 km66%Grade 9 math
Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–122 km86%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
St George StationTTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth250 m
Spadina StationTTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth450 m
Museum StationTTC subway: Line 1 Yonge-University700 m
Union StationTTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train3.2 km
Chaplin StationTTC light rail: Line 5 Eglinton3.9 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Zoning

Zone

R (d1.0) (x471)

By-law

569-2013

Municipality

Toronto
Residential zone (R)
  1. 1 d1.0

    Density: floor area is capped at 1.0 times the lot area.

  2. 2 x471

    Site-specific exception 471: this site has rules of its own, written in the by-law.

  3. 3 Where this is written

    Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(471)

  4. 4 What that means in practice

    These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.

City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $449,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$449,800
Total mortgage amount
$1,799,200
Total interest payment
$1,279,100
Total purchase cost
$3,528,100
Mortgage payment
$10,261/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

71%

Monthly carrying cost

$12,079
−$6,479per month
  • Rent $5,600
  • Shortfall $6,479

Rental income opens at $5,600, the median asking rent of 34 comparable homes for lease in Annex. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

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