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For SaleDetached · 2-StoreyMLS® #E14097600 · TRREB MLS®

114 Keith St, Whitby, Ontario

Downtown Whitby, Whitby, Ontario L1N 1H6

Lot Size
73.41 x 100.32 ft
Type
Detached
Basement
None

$1,099,000

Estimated market value

About 114 Keith St

114 Keith St is a detached house in Downtown Whitby, Whitby, listed for sale at an asking price of $1,099,000 (MLS® E14097600).

Exceptional development and investment opportunity in central Whitby on a generous 7,376 sq. ft. lot featuring 73.8 ft. frontage under R3 zoning! This project is designed for a purpose-built semi-detached dwelling that offers tremendous income-generating or multi-generational living potential, with each house containing a total of 10 bedrooms. The property is currently in process for final approval with the Town of Whitby, saving the purchaser substantial time, carrying costs, and preliminary planning work, and the full site plan is attached for review. To assist qualified purchasers, a Vendor Take-Back (VTB) mortgage is available with attractive terms to streamline construction financing. The future home is also eligible to be built under the Tarion New Home Warranty Program, maximizing buyer peace of mind and resale value. The well-conceived layout delivers approximately 6,510 sq. ft. of total usable space across both mirror-image units. Each semi-detached home is designed with an independent finished basement suite containing 3 bedrooms, 2 washrooms, a full kitchen, and living/dining space. The main ground level offers primary living quarters with 3 bedrooms, 1 washroom, a kitchen, living/dining area with a walkout to a raised deck, and a private built-in single garage. The second-floor suite features 4 generous bedrooms, 1 washroom, a dedicated kitchen, an open living/dining room, and a walkout to a private upper balcony. The complete architectural package conforms to Whitby zoning setbacks and building height guidelines. Whether building to hold for long-term rental cash flow or constructing to sell as high-demand semi-detached units, this site offers prime connectivity to downtown Whitby amenities, transit, and major routes.

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$5,032 / 2026
MLS® number
E14097600
Board
TRREB MLS®
Property Type
Detached
Days on market
Size
< 700 sqft
Lot Size
73.41 x 100.32 ft
Listed on
Parking
None, 6 Parking
Listing brokerage: RE/MAX ACE REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 114 Keith St, Whitby, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$1,099,000N/AFor SaleE14097600

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Domin Kurian for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
2-Storey
Community
Downtown Whitby
Municipality
Whitby

Building

Size
< 700 sqft
Construction
Vinyl Siding

Inside

Basement Type
None

Parking

Driveway
Available
Garage Type
None
Additional Parking
6
Total Parking
6

Utilities

Water
Municipal
Cooling
None
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
73.41 ft
Depth
100.32 ft
Lot Size
73.41 x 100.32 ft

Additional

Foundation
Block
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
No
Family room
No

Rooms

Room details unavailable

The listing source did not provide room-level measurements or features.

Map and tour

Detached homes for sale in Downtown Whitby right now

For sale now
19
Median asking price
$839K

Middle half: $772K to $950K

New in 7 days
4

11 in 28 days

Price cuts
16%

3 listings

This home is asking 31% above the median, higher than three quarters of them.

See all homes in Downtown Whitby

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$18,455
Total land transfer tax
$18,455
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$14,455
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $1,099,000
$13,980
Ontario total
$18,455

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 6 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 5.9 kmNearest rail line: 580 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Elexicon Energy Inc.Wired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m5 test or monitoring holes also recorded.250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 5.9 km5.9 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 580 m580 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is J.H. McNairn Limited, 1.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Elexicon Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless up to 25/5 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Sir William Stephenson Public SchoolDurham DSBPublic · grades JK–8450 m58%Grade 6 average
St Marguerite d'Youville Catholic SchoolDurham CDSBCatholic · grades JK–81.1 km69%Grade 6 average
West Lynde Public SchoolDurham DSBPublic · grades JK–81.1 km62%Grade 6 average
ÉÉC Jean-Paul IIConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–61.4 km85%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Henry Street High SchoolDurham DSBPublic · grades 9–12550 m65%Grade 9 math
Anderson Collegiate and Vocational InstituteDurham DSBPublic · grades 9–12 · French Immersion2.2 km62%Grade 9 math
All Saints Catholic Secondary School Secondary SchoolDurham CDSBCatholic · grades 9–123.5 km66%Grade 9 math
ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–125.5 km67%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Whitby GOGO Transit train: Lakeshore East600 m
Durham College Oshawa GOGO Transit train: Lakeshore East4.3 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Lot

Lot area
7,364 sq ft684 m²
Street frontage
73.41 ft22.4 m
Depth
100.32 ft30.6 m
73.41 × 100.32 ftKEITH ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $219,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$219,800
Total mortgage amount
$879,200
Total interest payment
$625,000
Total purchase cost
$1,724,000
Mortgage payment
$5,014/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$5,433
−$5,433per month
  • Rent $0
  • Shortfall $5,433

Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.

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Sold prices in Downtown Whitby are shown to signed-in members.

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