For SaleDuplex · 1 1/2 StoreyMLS® #E14121096 · TRREB MLS®
403 Walnut St, Whitby, Ontario
Downtown Whitby, Whitby, Ontario L1N 2W4
- Bedrooms
- 5+2
- Lot Size
- 63.79 x 66.57 ft
- Bathrooms
- 3
- Type
- Duplex
- Basement
- Finished
$1,029,000
Estimated market value
About 403 Walnut St
403 Walnut St is a 5+2-bedroom, 3-bathroom duplex in Downtown Whitby, Whitby, listed for sale at an asking price of $1,029,000 (MLS® E14121096).
Legal duplex with third unit ready to go...owner occupied! Whether you're looking for an investment or a family home with extra income potential, this large home in a quiet, family-friendly neighbourhood of Whitby ticks all the boxes. With seven bedrooms (one currently being used as additional family room) and three bathrooms, split across three separate living areas, this home offers ample space and tons of flexibility. Easily walkable area close to schools, stores, public transit, school bus routes, and amenities. Just minutes to the 401 and 407. Fully fenced backyard with patio, lots of parking, and many upgrades throughout the house. New since 2022: composite front deck, hot water heater, main floor and upstairs windows, A/C, bathrooms refinished, upgraded insulation, and multiple appliances. This lovingly maintained house is move-in ready for its new family!
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $6,155 / 2025
- MLS® number
- E14121096
- Board
- TRREB MLS®
- Property Type
- Duplex
- Building Age
- 51-99
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 63.79 x 66.57 ft
- Listed on
- Parking
- None, 5 Parking
Listing history
Buy/sell history for 403 Walnut St, Whitby, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,029,000 | N/A | Pc | E14121096 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Domin Kurian for a full comparative market analysis.
Property details
Property
- Property Type
- Duplex
- Style
- 1 1/2 Storey
- Community
- Downtown Whitby
- Municipality
- Whitby
Building
- Size
- 1500-2000 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 5+2
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc 2nd, 1 × 4pc Main, 1 × 4pc Bsmt
- Basement Type
- Finished
- Kitchens
- 2
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 5
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 63.79 ft
- Depth
- 66.57 ft
- Lot Size
- 63.79 x 66.57 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Light fixtures, window coverings, stove x2, range hood x2, washer x2, dryer x2, fridge x2
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Map and tour
Land transfer tax on this home
- Ontario land transfer tax
- $17,055
- Total land transfer tax
- $17,055
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $13,055
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,029,000
- $12,580
- Ontario total
- $17,055
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m6 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.2 km5.2 km
Province of Ontario open data
Around the home2
- Nearest rail line: 600 m600 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is J.H. McNairn Limited, 2.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Elexicon Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Earl A Fairman Public SchoolDurham DSB | Public · grades JK–8 | 300 m | 89%Grade 6 average |
| St John the Evangelist Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 800 m | 77%Grade 6 average |
| Julie PayetteDurham DSB | Public · grades JK–8 · French Immersion | 1 km | 84%Grade 6 average |
| ÉÉC Jean-Paul IIConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.9 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Henry Street High SchoolDurham DSB | Public · grades 9–12 | 1.2 km | 65%Grade 9 math |
| Donald A Wilson Secondary SchoolDurham DSB | Public · grades 9–12 · French Immersion | 1.8 km | 76%Grade 9 math |
| All Saints Catholic Secondary School Secondary SchoolDurham CDSB | Catholic · grades 9–12 | 2 km | 66%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 3.9 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Whitby GO | GO Transit train: Lakeshore East | 2.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 4,247 sq ft395 m²
- Street frontage
- 63.79 ft19.4 m
- Depth
- 66.57 ft20.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $205,800
- Total mortgage amount
- $823,200
- Total interest payment
- $585,300
- Total purchase cost
- $1,614,300
- Mortgage payment
- $4,695/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$5,208- Rent $0
- Shortfall $5,208
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
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