For SaleDetached · Backsplit 4MLS® #E14106484 · TRREB MLS®
518 Gilbert St, Whitby, Ontario
Downtown Whitby, Whitby, Ontario L1N 1R7
- Bedrooms
- 4
- Lot Size
- 52 x 121.62 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Finished
$817,500
Estimated market value
About 518 Gilbert St
518 Gilbert St is a 4-bedroom, 2-bathroom detached house in Downtown Whitby, Whitby, listed for sale at an asking price of $817,500 (MLS® E14106484).
*This Home Has A Lot To Offer! *Detached 4-Level Backsplit On A 52 x 121.62 Foot Lot! *Double Car Garage! *Interlocking Brick Driveway! *Parking For 6 Cars Including The Double Garage! *Interlocking Brick Front & Side Walkway And Rear Patio! *Concrete Front Porch! *Separate Side Entrance With Convenient Access To Main Floor Kitchen And Basement Staircase! *Spacious Entry Foyer! *Hardwood Flooring Throughout Main And Upper Levels! *Hardwood Staircase To Upper Level! *Pot Lights Throughout The Home! *Built-In Ceiling Speakers! *Bright Living Room With Coffered Ceiling, Hidden Lighting, Pot Lights & Large Front Bow Window! *Open-Concept Dining Room With Coffered Ceiling, Hidden Lighting & Pot Lights! *Gorgeous Custom Renovated Kitchen With Upgraded Cabinets, Soft-Close Hardware And Pull-Out Garbage Cabinet, Granite Countertops, Travertine Tile Flooring, Marble Backsplash, Built-In Microwave, Gas Stove & Coffered Ceiling With Hidden Lighting! *Reverse Osmosis Water Filtration System! *3 Bedrooms On Upper Level! *Custom Renovated Upper Bathroom With Jacuzzi Tub And Granite Countertop Vanity! *Spacious Lower Level Family Room With Ceiling-Mounted Projector, Drop-Down Projection Screen & Cozy Gas Fireplace! *Office Off The Family Room That Has Potential For A Kitchen! *Additional Lower Level Bedroom And 3-Piece Bathroom! *Large Finished Basement Rec Room And Laundry Room! *With The Separate Side Entrance, There Is Potential For An In-Law Suite! *New Furnace And Central Air Conditioner In 2025! *6 Appliances Included! *Inground Sprinkler System! *Quiet, Family-Friendly Residential Street! *Close To Historic Downtown Whitby And The Four Corners! *Approximately 5 Minutes To Highway 401! *Conveniently Located Close To Schools, Parks, Shopping, Restaurants And Everyday Amenities! *Shows Well!
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$820/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 16 detached homes with 4 bedrooms for lease in Whitby right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $6,484 / 2026
- MLS® number
- E14106484
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 52 x 121.62 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Listing history
Buy/sell history for 518 Gilbert St, Whitby, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $817,500 | N/A | For Sale | E14106484 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Domin Kurian for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Backsplit 4
- Community
- Downtown Whitby
- Municipality
- Whitby
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 2
- Bathroom Details
- 1 × 5pc Upper, 1 × 3pc Lower
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 52 ft
- Depth
- 121.62 ft
- Lot Size
- 52 x 121.62 ft
Additional
- Foundation
- Concrete Block
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Gas Stove, Built-In Dishwasher, Built-In Microwave, Ceiling Fan, Washer, Dryer, Water Softener
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.36 × 4.56 m | Renovated, Breakfast Bar, Coffered Ceiling | Main |
| Living | 3.68 × 5.48 m | Coffered Ceiling, hardwood floor, Bow Window | Main |
| Dining | 2.55 × 3.06 m | Coffered Ceiling, hardwood floor, Hidden Lights | Main |
| Foyer | 1.63 × 2.65 m | Double Closet, Pot Lights | Main |
| Primary | 3.25 × 3.91 m | Double Closet, hardwood floor, Ceiling Fan | Upper |
| 2nd Br | 2.83 × 3.08 m | Closet, hardwood floor, Window | Upper |
| 3rd Br | 2.58 × 3.3 m | Double Closet, hardwood floor, Window | Upper |
| Family | 3.33 × 6.4 m | Finished, Ceramic Floor, Fireplace | Lower |
| Br | 2.16 × 2.77 m | Ceramic Floor, Above Grade Window | Lower |
| Office | 2.08 × 3.32 m | Ceramic Floor, Above Grade Window | Lower |
| Rec | 6.76 × 7.76 m | Pot Lights, Tile Floor, Dropped Ceiling | Bsmt |
| Laundry | 2.19 × 3.47 m | Ceramic Floor | Bsmt |
Map and tour
Detached homes for sale in Downtown Whitby right now
- For sale now
- 19
- Median asking price
- $839K
- New in 7 days
- 4
- Price cuts
- 16%
Middle half: $772K to $950K
11 in 28 days
3 listings
This home is asking 3% below the median.
See all homes in Downtown WhitbyAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $12,825
- Total land transfer tax
- $12,825
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $8,825
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $817,500
- $8,350
- Ontario total
- $12,825
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m31 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.0 km5 km
Province of Ontario open data
Around the home2
- Nearest rail line: 870 m870 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is J.H. McNairn Limited, 1.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Elexicon Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Julie PayetteDurham DSB | Public · grades JK–8 · French Immersion | 800 m | 84%Grade 6 average |
| ÉÉC Jean-Paul IIConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 850 m | 85%Grade 6 average |
| Sir William Stephenson Public SchoolDurham DSB | Public · grades JK–8 | 1 km | 58%Grade 6 average |
| St Theresa Catholic SchoolDurham CDSB | Catholic · grades JK–8 | 1.5 km | 75%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Henry Street High SchoolDurham DSB | Public · grades 9–12 | 1 km | 65%Grade 9 math |
| Anderson Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 · French Immersion | 1.4 km | 62%Grade 9 math |
| All Saints Catholic Secondary School Secondary SchoolDurham CDSB | Catholic · grades 9–12 | 3.1 km | 66%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 4.7 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Whitby GO | GO Transit train: Lakeshore East | 1.5 km |
| Durham College Oshawa GO | GO Transit train: Lakeshore East | 4.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 6,324 sq ft588 m²
- Street frontage
- 52 ft15.8 m
- Depth
- 121.62 ft37.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $163,500
- Total mortgage amount
- $654,000
- Total interest payment
- $465,000
- Total purchase cost
- $1,282,500
- Mortgage payment
- $3,730/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
38%Monthly carrying cost
$4,270- Rent $3,450
- Shortfall $820
Rental income opens at $3,450, the median asking rent of 16 comparable homes for lease in Whitby. Type over it with the rent you expect. This is a planning tool, not advice.
Market area · filters apply to the charts below
Similar Active Listings
Recently sold nearby
Sold prices in Downtown Whitby are shown to signed-in members.