For SaleCondo Apt · ApartmentMLS® #E13877280 · TRREB MLS®
1-4-540 Mary St, Whitby, Ontario
Downtown Whitby, Whitby, Ontario L1N 2R1
- Bedrooms
- 3
- Bathrooms
- 1
- Type
- Condo Apt
- Basement
- None
$379,900
Estimated market value
About 1-4-540 Mary St
1-4-540 Mary St is a 3-bedroom, 1-bathroom condo in Downtown Whitby, Whitby, listed for sale at an asking price of $379,900 (MLS® E13877280).
Welcome to 540 Mary St E, Unit 1-4, a spacious 3-bedroom, 1-bathroom condo offering approximately 1,150 Sq Ft of living in Downtown Whitby. A welcoming foyer opens to a great layout with distinct spaces for cooking, dining and relaxing. The living room is anchored by a fireplace, creating a comfortable setting for quiet evenings or time with friends and family. A dedicated dining room gives you a place for shared meals, and the kitchen offers a functional space for everyday cooking. Three bedrooms provide room for everyone or space to set up a home office, guest room or hobby space. A 4-piece bathroom serves the home and a full in-suite laundry room adds everyday convenience. There is plenty of storage both in-suite and in a common locker keeping things organized. One exclusive parking space is included, along with visitor parking, and the building allows BBQs and pets. The neighbourhood makes daily routines easy. Julie Payette Public School, C.E. Broughton Public School and St. Theresa Catholic School are all nearby, and bus stops along Dundas Street connect you to transit. You're steps to Downtown Whitby where there is cafés, restaurants and shops. For commuters, Whitby GO Station and Highway 401 are a short drive away. Picture yourself settling into Unit 1-4 and making Downtown Whitby part of your everyday life.
Insights
Condition Score
Fair4 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even−$168/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 14 homes with 3 bedrooms for lease in Downtown Whitby right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $2,318 / 2026
- MLS® number
- E13877280
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 51-99
- Days on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- None, 1 Parking
Listing history
Buy/sell history for 1-4-540 Mary St, Whitby, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $379,900 | N/A | For Sale | E13877280 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Domin Kurian for a full comparative market analysis.
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Downtown Whitby
- Municipality
- Whitby
Building
- Size
- 1000-1199 sqft
- Building Age
- 51-99
- Construction
- Alum Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Cooling
- Wall Unit
- Heating Type
- Baseboard
Additional
- Foundation
- Brick
- Roof
- Shingles
- Fireplace
- Yes
- Den
- No
- Family room
- No
- Extras
- Appliances, Any Window Coverings, Washer and Dryer (As-Is)
- Condo maint.
- $566
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.56 × 1.68 m | Laminate, Closet | Main |
| Kitchen | 2.74 × 2.57 m | Laminate, Galley Kitchen | Main |
| Dining | 2.36 × 2.57 m | Laminate, Window | Main |
| Living | 3.51 × 5.22 m | Laminate, Large Window, Fireplace | Main |
| Bathroom | 1.5 × 2.27 m | 4 Pc Bath, Tile Floor | Main |
| Laundry | 1.57 × 2.57 m | Laundry Sink, Tile Floor | Main |
| Primary | 3.34 × 3.17 m | Laminate, Closet, Window | Main |
| 2nd Br | 3.34 × 2.77 m | Laminate, Closet, Window | Main |
| 3rd Br | 2.69 × 4.05 m | Laminate, Closet, Window | Main |
Map and tour
Condos for sale in Downtown Whitby right now
- For sale now
- 12
- Median asking price
- $477K
- New in 7 days
- 3
- Price cuts
- 17%
Middle half: $429K to $505K
6 in 28 days
2 listings
This home is asking 20% below the median, lower than three quarters of them.
See all homes in Downtown WhitbyAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $4,174
- Total land transfer tax
- $4,174
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $174
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $379,900
- $1,949
- Ontario total
- $4,174
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m12 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.5 km4.5 km
Province of Ontario open data
Around the home2
- Nearest rail line: 290 m290 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is J.H. McNairn Limited, 2.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Elexicon Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 90 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (90 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.90 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Julie PayetteDurham DSB | Public · grades JK–8 · French Immersion | 150 m | 84%Grade 6 average |
| C E Broughton Public SchoolDurham DSB | Public · grades JK–8 | 750 m | 67%Grade 6 average |
| ÉÉC Jean-Paul IIConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.1 km | 85%Grade 6 average |
| St Theresa Catholic SchoolDurham CDSB | Catholic · grades JK–8 | 1.1 km | 75%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Anderson Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 · French Immersion | 950 m | 62%Grade 9 math |
| Henry Street High SchoolDurham DSB | Public · grades 9–12 | 1.5 km | 65%Grade 9 math |
| All Saints Catholic Secondary School Secondary SchoolDurham CDSB | Catholic · grades 9–12 | 2.7 km | 66%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 4.1 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Whitby GO | GO Transit train: Lakeshore East | 2.2 km |
| Durham College Oshawa GO | GO Transit train: Lakeshore East | 4.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $75,980
- Total mortgage amount
- $303,920
- Total interest payment
- $216,280
- Total purchase cost
- $596,180
- Mortgage payment
- $1,734/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
28%Monthly carrying cost
$2,493- Rent $2,325
- Shortfall $168
Rental income opens at $2,325, the median asking rent of 14 comparable homes for lease in Downtown Whitby. Type over it with the rent you expect. This is a planning tool, not advice.
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