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For SaleCondo Apt · ApartmentMLS® #C14159352 · TRREB MLS®

2106-45 Charles St, Toronto, Ontario

Church-Yonge Corridor, Toronto, Ontario M4Y 0B8

Bedrooms
1
Bathrooms
1
Type
Condo Apt
Basement
None

$399,900

Estimated market value

About 2106-45 Charles St

2106-45 Charles St is a 1-bedroom, 1-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $399,900 (MLS® C14159352).

Welcome to the award winning Chaz Condo located in the heart of Yorkville! Gorgeous one bedroom corner unit! Spacious, bright unit with great open-concept layout! Luxurious building with spectacular amenities! Walk to Yorkville, subway, University of Toronto, Ryerson University, Yonge and Bloor, shops, first class restaurants and so much more. Don't miss the opportunity to elevate your lifestyle in this prestigious location where luxury meets convenience!

Insights

  • Condition Score

    Fair
    66out of 100

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Near break-even
    54out of 100

    −$147/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 99 condos with 1 bedroom for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$2,752 / 2026
MLS® number
C14159352
Board
TRREB MLS®
Property Type
Condo Apt
Days on market
Size
500-599 sqft
Listed on
Parking
Underground, 0 Parking
Listing brokerage: HOMELIFE/5 STAR REALTY LTD.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 2106-45 Charles St, Toronto, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$399,900N/AFor SaleC14159352

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Domin Kurian for a full comparative market analysis.

Property details

Property

Property Type
Condo Apt
Style
Apartment
Community
Church-Yonge Corridor
Municipality
Toronto

Building

Size
500-599 sqft
Construction
Concrete

Inside

Bedrooms
1
Bathrooms
1
Bathroom Details
1 × 4pc
Basement Type
None
Kitchens
1

Parking

Garage Type
Underground
Additional Parking
0
Total Parking
0

Utilities

Cooling
Central Air
Heating Type
Fan Coil

Additional

Fireplace
No
Den
No
Family room
No
Extras
Fridge, Oven, Cooktop, Dishwasher, Microwave, Washer, Dryer. All existing light fixtures
Condo maint.
$393

Rooms

Room details unavailable

The listing source did not provide room-level measurements or features.

Map and tour

Condos for sale in Church-Yonge Corridor right now

For sale now
372
Median asking price
$579K

Middle half: $480K to $750K

New in 7 days
43

139 in 28 days

Price cuts
19%

70 listings

This home is asking 31% below the median, lower than three quarters of them.

See all homes in Church-Yonge Corridor

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Signals around this home

Changing nearby

Changing nearby. 6 open development applications within 800 m of this home.

  • 48 ISABELLA STOfficial plan or zoning amendmentUnder Review

    Combined Official Plan & Zoning By-law Amendment for a 69-storey residential apartment building and will contain a total of 814 dwelling units, including 84 rental replacement units.


    80 m away

  • 66 CHARLES ST ESite planUnder Review

    Site Plan Approval for an 11-storey residential apartment building containing 16 dwelling units while preserving the existing heritage building.


    80 m away

  • 15 CHARLES ST ESite planUnder Review

    Site Plan approval application for a 66-storey mixed-use building.


    130 m away

  • 8 CHARLES ST EOfficial plan or zoning amendmentAppeal Received

    Zoning By-law Amendment application to permit a 64-storey mixed-use building, containing 514 dwelling units and 1,000 square metres of non-residential gross floor area. The proposal includes heritage conservation on the site.


    140 m away

  • 16 ISABELLA STSite planUnder Review

    Site Plan approval application for a 66-storey mixed-use building.


    140 m away

  • 55 ISABELLA STOfficial plan or zoning amendmentUnder Review

    The application proposes to amend the Zoning By-law to permit a 75-storey mixed-use building (250.5 metres including mechanical penthouse) containing 92 square metres of ground floor retail space, 1,064 square metres of office space, and 843 dwelling units, including the replacement of 83 existing rental dwelling units.


    140 m away

City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.

Land transfer tax on this home

Ontario land transfer tax
$4,474
Toronto municipal land transfer tax
$4,474
Total land transfer tax
$8,948
First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
−$8,474
Total for first-time buyers
$474
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $399,900
$2,249
Ontario total
$4,474

Toronto’s municipal tax uses the same brackets at this price, so it adds another $4,474.

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Heritage and ravine protection

  • Not found on the Heritage Register
  • Not in a mapped Heritage Conservation District
  • Not in the mapped ravine protection area

What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.

City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.

Permit history

5 building permits cleared at this address in the City’s file.

  • Interior AlterationsInspection

    Proposal for minor interior alterations to the ground floor elevator lobby to add compartmentalization doors.

    Issued January 6, 2023

  • New BuildingRevision Issued

    REVISION 3: layout in suite 5301.

    Issued January 11, 2017

  • Building Permit Related(MS)Revision Issued

    REVISION 2: Expansion of top 3 residential floors and mechanical penthouse and addition of 17 residential units for a total of 526 residential units. HVAC - Proposal to construct a 39 sty condo with 5 levels of underground parking and 417 residential units. FOR PLANS SEE BUILDING PERMIT FILE (BIN 2244)

    Issued April 4, 2014

  • Building Permit Related(PS)Revision Issued

    REVISION 2: Expansion of top 3 residential floors and mechanical penthouse and addition of 17 residential units for a total of 526 residential units.

    Issued April 4, 2014

  • Building Permit Related (DR)Inspection

    Drain - Proposal to construct a 39 sty condo with 5 levels of underground parking and 417 residential units. FOR PLANS SEE BUILDING PERMIT FILE

    Issued January 26, 2012

City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Church Street Junior Public SchoolToronto DSBPublic · grades JK–6700 m72%Grade 6 average
Jesse Ketchum Junior and Senior Public SchoolToronto DSBPublic · grades JK–8800 m89%Grade 6 average
Our Lady of Lourdes Catholic SchoolToronto CDSBCatholic · grades JK–8800 m66%Grade 6 average
École élémentaire Gabrielle-RoyConseil scolaire ViamondeFrench-language public · grades JK–61.7 km96%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Msgr Fraser College (Isabella Campus)Toronto CDSBCatholic · grades 9–12600 m—
St Joseph's College SchoolToronto CDSBCatholic · grades 9–12650 m66%Grade 9 math
Jarvis Collegiate InstituteToronto DSBPublic · grades 9–12650 m34%Grade 9 math
Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–12900 m86%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Bloor-Yonge StationTTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth300 m
Wellesley StationTTC subway: Line 1 Yonge-University400 m
Bay StationTTC subway: Line 2 Bloor-Danforth500 m
Union StationTTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train2.6 km
Eglinton StationTTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton4.2 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Zoning

By-law

See Former City of Toronto By-Law No. 438-86
Outside By-law 569-2013

What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.

City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $79,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$79,980
Total mortgage amount
$319,920
Total interest payment
$227,580
Total purchase cost
$627,480
Mortgage payment
$1,825/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

26%

Monthly carrying cost

$2,447
−$147per month
  • Rent $2,300
  • Shortfall $147

Rental income opens at $2,300, the median asking rent of 99 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.

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Sold prices in Church-Yonge Corridor are shown to signed-in members.

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