For SaleDetached · BungalowMLS® #E14139306 · TRREB MLS®
3550 Garrard Rd, Whitby, Ontario
Rolling Acres, Whitby, Ontario L1R 2L6
- Bedrooms
- 2+1
- Lot Size
- 53.81 x 115.81 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Finished
$895,000
Estimated market value
About 3550 Garrard Rd
3550 Garrard Rd is a 2+1-bedroom, 2-bathroom detached house in Rolling Acres, Whitby, listed for sale at an asking price of $895,000 (MLS® E14139306).
Welcome to this rarely offered, turnkey bungalow in Whitby's desirable Rolling Acres community! Filled with natural light and meticulously maintained and updated over the years, this detached home features a grand foyer, hardwood floors throughout the main level, and an updated kitchen and bathrooms. The kitchen offers a breakfast bar and an eat-in area with direct access to a backyard deck perfect for summer barbecues and enjoying the private backyard. With three spacious bedrooms in total, including an oversized primary bedroom with a walk-in closet, there is plenty of room to relax. The bright lower level features large windows, a cozy gas fireplace, and additional living space that feels welcoming and comfortable. An attached double-car garage with direct access to the home and additional driveway parking provide everyday convenience. Conveniently located near schools, parks, shopping, and restaurants, this inviting home offers comfort and convenience in an established Whitby neighbourhood!
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$1,828/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 23 detached homes with 3 bedrooms for lease in Whitby right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $6,525 / 2026
- MLS® number
- E14139306
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 53.81 x 115.81 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Listing history
Buy/sell history for 3550 Garrard Rd, Whitby, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $895,000 | N/A | For Sale | E14139306 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Domin Kurian for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Rolling Acres
- Municipality
- Whitby
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Lower
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 53.81 ft
- Depth
- 115.81 ft
- Lot Size
- 53.81 x 115.81 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.06 × 6.1 m | Combined W/Dining, Bay Window, hardwood floor | Main |
| Dining | 4.06 × 6.1 m | Combined W/Living, Picture Window, hardwood floor | Main |
| Kitchen | 2.44 × 3.05 m | Ceramic Floor, West View | Main |
| Breakfast | 2.32 × 3.05 m | Pantry, W/O To Sundeck, Ceramic Floor | Main |
| Primary | 4.11 × 4.27 m | O/Looks Garden, W/I Closet, hardwood floor | Main |
| 2nd Br | 2.95 × 3.91 m | Double Closet, hardwood floor | Main |
| Great Rm | 3.96 × 3.86 m | Above Grade Window, Gas Fireplace, Broadloom | Lower |
| 3rd Br | 3.66 × 4.06 m | Above Grade Window, W/I Closet, Broadloom | Lower |
Map and tour
Detached homes for sale in Rolling Acres right now
- For sale now
- 36
- Median asking price
- $999K
- New in 7 days
- 3
- Price cuts
- 8%
Middle half: $926K to $1.18M
19 in 28 days
3 listings
This home is asking 10% below the median, lower than three quarters of them.
See all homes in Rolling AcresAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $14,375
- Total land transfer tax
- $14,375
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $10,375
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $895,000
- $9,900
- Ontario total
- $14,375
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 5 water-supply wells recorded within 250 mAll were drilled for domestic use; 13 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 6.1 m.250 m
- Groundwater recorded about 2.4 m below ground nearbyThe middle water level in the well records within 500 m (73 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 870 m870 m
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Elexicon Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sir Samuel Steele Public SchoolDurham DSB | Public · grades JK–8 | 450 m | 76%Grade 6 average |
| St Mark the Evangelist Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 1 km | 72%Grade 6 average |
| John Dryden Public SchoolDurham DSB | Public · grades JK–8 · French Immersion | 1 km | 80%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 3.3 km | 100%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Sinclair Secondary SchoolDurham DSB | Public · grades 9–12 · French Immersion | 1.8 km | 66%Grade 9 math |
| Father Leo J Austin Catholic Secondary SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 2 km | 55%Grade 9 math |
| Father Donald MacLellan Catholic Sec Sch Catholic SchoolDurham CDSB | Catholic · grades 9–12 | 2.3 km | — |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 3.2 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 6,232 sq ft579 m²
- Street frontage
- 53.81 ft16.4 m
- Depth
- 115.81 ft35.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $179,000
- Total mortgage amount
- $716,000
- Total interest payment
- $509,200
- Total purchase cost
- $1,404,200
- Mortgage payment
- $4,084/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
56%Monthly carrying cost
$4,628- Rent $2,800
- Shortfall $1,828
Rental income opens at $2,800, the median asking rent of 23 comparable homes for lease in Whitby. Type over it with the rent you expect. This is a planning tool, not advice.
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Sold prices in Rolling Acres are shown to signed-in members.